Nacho Layer Dip #ratingval# from #reviews# reviews Print Recipe Type: Appetizer, Vegetarian Prep time: 15 mins Cook time: 20 mins Total time: 35 mins Serves: 6-8 Ingredients 1 cup refried beans 8 ounces cream cheese, softened 1 cup chopped tomato 1/2 cup coarsely chopped jalapenos 1/2 cup finely chopped red onion 1 cup shredded cheddar